Writing a check hsbc uk personal

Can i post a cheque to hsbc

After you pay in a sterling cheque at any HSBC branch in the UK, you can be certain that your funds will be available within 6 working days. Make sure you have enough money in your account to cover the value of the cheque until the person has paid it in and the money has been deducted. Cheque writing basics Writing cheques is simple and safe, as long as you get the basics right. Date The date will usually be the day you are writing the cheque and needs to include the day, month and year. Find out about Making phone and online bank transfers. For this reason, they do not bounce because of a lack of funds. If the cheque bounces, those funds will be debited. Money typically clears on the next day Monday to Friday, but can take longer over the weekend or on public holidays. However, cheques are only valid for six months, so be sure to cash them before they expire. It is also common practice to draw a line through the rest of the amount box after the word ONLY. If you spend the money in the meantime, you might have to pay it back. If you use the money in the meantime, you might have to pay it back. In this example, our cheque is paid in on a Monday.

Amount in numbers This should be entered in the small box on the right hand side, must match the amount in words and should include pounds and pence. Amount in words When you write the amount in words you need to write the amount in full, followed by the word ONLY - this is to stop anyone amending the amount written on your cheque.

Find out about Making phone and online bank transfers.

Hsbc cheque deposit uk

For example, for the payment of cars. There is often a charge for this. If you spend the money in the meantime, you might have to pay it back. When should you use one? When you write a cheque, the money usually leaves your account three working days after the person pays in your cheque. Cheque writing basics Writing cheques is simple and safe, as long as you get the basics right. Post-dated cheques A post-dated cheque is one with a future pay-in date on it. This signature must match the signature on record with your bank, or your cheque will bounce. Especially for larger sums, due to the number of instances of fake drafts being presented. What else you need to know about cheques So what happens after you have written your cheque and given it to the payee?

Please note, if you withdraw or use the funds at this point, it would be at your own risk as the cheque could still bounce. Getting paid.

hsbc mobile cheque deposit uk

Signature Finally, you will need to sign your cheque in the space in the bottom right hand corner. For this reason, they do not bounce because of a lack of funds.

How to write a cheque hsbc

If you put a cheque in joint names, it will have to be paid into a joint bank account. In this example, on Wednesday. For more information about the clearing cycle, please refer to our general and current account terms and conditions. Signature Finally, you will need to sign your cheque in the space in the bottom right hand corner. When you write a cheque, the money usually leaves your account three working days after the person pays in your cheque. Add details such as a reference or account number to the payee line. If you are making the cheque out to an individual you will need to use their full name, for example "Martin Lane" or "M Lane". Need your cheque to clear faster? Here is how cheque clearing works and how long it takes. You have to write the amount in both letters and numbers for your cheque to be valid. Stopping cheques and other cheque issues Stopping a cheque If you think you made a mistake, for example you wrote the wrong name on your cheque, or you lost it, you can ask your bank to cancel it.

You can use a cheque to pay someone, or get paid by someone. There is often a charge for this.

Rated 9/10 based on 85 review
Download
How to use banker’s drafts and cheques